How prepared are you, as a freelancer to deal with giant curveballs?

The kind that change your life, let alone your working circumstances?  As a freelancer one should always take out more life insurance cover than usual, with income protection, and a disability clause too. Very often, in employed situations, this kind of cover is offered as part of your job package. As a freelancer, it’s important to remember these things, and factor in the cost of this into your quotes to ensure you earn accordingly.

Anything could happen.

A car accident, leaving you unable to work.  A dreaded arrival of some rare cancer like mesothelioma or something could strike, leaving you in a situation where you have to get chemo or radiotherapy for weeks at a time.

Just make sure you take care of yourself. As Suze Orman once said, “Plan for the worst, but hope for the best.” As always these are WORDS TO LIVE BY.

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